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In addition, customers for this kind of strategy could have extreme lawful or criminal histories. It is essential to keep in mind that various service providers provide a variety of concern ages on their assured concern policies as reduced as age 40 or as high as age 80 - final expense life insurance coverage. Some will additionally supply higher stated value, as much as $40,000, and others will permit better death advantage conditions by boosting the rate of interest price with the return of premium or reducing the number of years till a full survivor benefit is available